Not everyone is required to file a tax return, but many should even if they're not required. Here's how to determine your filing obligation.

Do I Need to File a Tax Return?

2025 Filing Thresholds

You generally must file if your gross income exceeds:

| Filing Status | Age | Threshold | |---|---|---| | Single | Under 65 | $15,000 | | Single | 65 or older | $17,600 | | MFJ | Both under 65 | $30,000 | | MFJ | One 65+ | $31,600 | | MFJ | Both 65+ | $33,200 | | Head of Household | Under 65 | $22,500 | | Head of Household | 65+ | $24,100 |

Always File If You:

Had self-employment income over $400
Owe the alternative minimum tax
Owe additional tax on retirement accounts
Received advance premium tax credits (ACA marketplace)
Had wages over $108.28 from a church

Should File Even If Not Required (To Claim a Refund):

Had federal income tax withheld from your paycheck
Qualify for the Earned Income Tax Credit
Qualify for the Child Tax Credit
Qualify for the American Opportunity Credit
Qualify for the Recovery Rebate Credit

Dependents

Dependents have lower thresholds for filing requirements based on their earned and unearned income.

Not sure if you need to file? Contact K2 Tax Solutions for a free consultation.

Do I Need to File a Tax Return?